Mercury Credit Card Login, Payment Online & Customer Service
Mercury Card Login instructions & Make your Payment, the essential information you require as a Mercury credit card holder to access your account online, make payments, and contact customer support for more assistance may be found below. A number of the aforementioned services are offered by First Bank & Trust, which also issues the Mercury Mastercard (which is promoted by Mercury Financial).
Let’s get started!
About Mercury Card
The diligent mid-market consumers who use Mercury Master cards are offered access to modern credit cards at a fair price. Customers can access Mercury cards, a line of financial products from First Bank and Trust, to monitor the state of their credit card score and fix the problems that are causing it to fluctuate.
Therefore, if you decide to use the Mercury card, you won’t have to worry about paying an annual fee, which means you’ll have greater freedom to spend less or more money on your own.
The main advantage of the Mercury Master card is that there are no geographic limitations on where you can use it.
The reasons for choosing Mercury Card
Benefits of Mercury Card
With the perks they offer to their customers, Mercury Credit Card has cemented its position in the market.
- No Annual Fee: There isn’t an annual fee or any other additional costs when you apply for the Mercury Credit Card.
- Balance Transfer Fee: 4% (min $5)
- Mobile App: The Mercury Credit Card’s mobile app, which is compatible with iOS and Android smartphones, makes managing your credit card account simple.
- Fraud Protection: We’ll watch your card transactions for any indications of probable fraud.
With this card, there are no restrictions on where you can use it. - Free FICO Score: The Fair Isaac Corporation invented the FICO score, which you can simply check using the Mercury Mobile App.
- Receive points or other benefits for making everyday purchases.
Some prerequisites to use Mercury Credit Card
- A device that can connect to the Internet is required, such as a personal computer with the proper operating system, modem
- Internet connectivity, and the appropriate web browser.
- Due to the fact that internet banking is conducted over the internet, it can be done without the use of specific software or access to a private network.
- You can do online banking from virtually anywhere in the globe if you have a computer with Internet access, a modem, a phone line, and an Internet browser. You also need to have enrolled for online banking with your financial institution.
How To Log in Mercury Card online account on the website?
You must first log in on the Mercury Card login page in order to use all the features of your Mercury Card online account. Therefore, read the instructions below to learn how to log in.
Step 1: Launch your preferred web browser and open a new tab. We recommend using a trusted internet browser, such as Chrome for Windows or Safari for Apple devices, to protect the security of your account and any financial transactions.
Step 2: Go to the Mercury Card’s login site by clicking on this URL: https://www.mercurycards.com/cards/#/
Step 3: Enter your username and password. If you want to save your account information for the next login, tick out “Remember Me” box.

Step 4: After that, click on “SUBMIT” button to access your Mercury Card online account.
Now you can check your credit score, credit limit, rewards program, and choose cash advance option.
How to Recover Your Mercury Card Online Account’s Username?
Step 1: Visit the Mercury Card’s login page. The link is already specified in the website login section above.
Step 2: Click on “Forgot your username?” link that is beneath the “SUBMIT” button as the image shown below.

Step 3: The directed page requires you to provide your account information including:
- Card number
- The last 4 digits of your SSN
- Your birth month and year
After filling in all the details, click on “Proceed” button.
Step 4: Till the verification procedure is finished, adhere to the remaining instructions. You will then be taken to the login screen where the username has already been entered.
How to recover Your Mercury Card Online Account’s Password?
- Go to the Mercury Card’s login page. The link is already specified in the website login section above.
Click on “Forgot your password?” link that is beneath the “SUBMIT” button as the image shown below. - In the next page, you need to enter your username or email address and last 4 digits of SSN to validate your account. After that, click on “Reset Password” button.
- Continue to follow the instructions until the verification procedure is finished. Following that, you must set up a new password to access your Mercury Card online account.
How to Sign Up for a new Mercury Card online account?
- Visit the login page for the Mercury Card. The website login section above already contains the URL.
As illustrated in the image below, the “Forgot your username or password?” link is immediately below the “For online access, please register” link. - The directed page requests you to enter your card’s information including: Card or account number, The last 4 digits of your SSN, DOB.
After filling out the form, click on “Proceed” button. - Continue to follow the instructions until you have finished the registration procedure. You now have a Mercury Card account of your own.
Why should you download the Mercury Card mobile app for sign-in?
A cutting-edge new method of managing your credit is called Mercury Oculus. Mercury Oculus is more than just a place to swipe your credit card. Mercury Oculus is designed to help you reach your unique credit goals.
You can access the following features of the Mercury Card mobile app by logging in with your current account login details:
Mercury Oculus recently made a new release
- Determine credit goals
- Get customized guidance on how to improve your credit
- Find out how much you can save on interest.
- Make a plan, even split your payments.
- Check the Account Balance You are already aware with account management components
- Pay your bill.
- Regulate authorized users
- Investigate transactions
- Check your FICO® rating.
- Initiate a balance transfer (if an offer is available)
- Observe your savings accounts.
- Review your options for statement delivery
- Travel Notifications can be changed
How to Sign in Mercury Card online account on Mobile App?

- Download Mercury Oculus on Google Play or Appstore
- Launch the application after downloading. It shows the login screen.
- By entering your login and password, you can access your online accounts.
- Then, by selecting the “Sign In” option, you may access.
Why can’t I get access to the Mercury Card Mobile App?
You might be unable to use the app to access your account in a number of situations. The most frequent causes are incorrect login information and account information. By verifying your information one more before submitting it, you can prevent this.
Despite our earlier warning, you won’t be able to log in during these hours. The program will be updated frequently.
Before trying a different IP address, make sure the login account type is correct in your browser.
How to Apply for a new Mercury Card Account?
New credit cards are presently only available from Mercury Financial by invitation. Mercury extends invitations to clients who have been pre-approved for credit cards after receiving consumer information from multiple credit bureaus.
Only customers who have received an offer or reservation number in the mail are eligible to submit an application. If you got an email, proceed as directed below to apply.
- Visit the Mercury Card’s login site. The link is already specified in the website login section above.
Click on “Respond to Mail Offer” section on the top of the homepage as the image shown below. - You must provide your details, including your reservation code and SSN’s last four digits. Click “SUBMIT” once the form has been completed.
- The next stage of the online application process will be reached by you. The online application for your Mercury Card must be completed and submitted.
How to Make a Payment for Mercury Card?

With the Mercury Credit Card, you may make payments quickly and effortlessly. You have three options for doing so.
Make a payment Online
- Use your computer browser to navigate to the Mercury Credit Card’s official website at www.mercurycards.com.
- When the page loads, you’ll see three choices; select “Make a Payment.”
- Next, enter all of your personal or payment-related information.
- Enter your credit card number, SSN, or month and year of your birth.
- Then select “Continue” from the menu.
Make a payment by Phone
Additionally, you have the option to pay by phone, which is the last method. All you need to do to finish your payment is to call the number provided and follow the instructions.
- To obtain an automated system, dial 866-686-2158.
- Enter the details on your Mercury Credit Card.
- To complete the payment, adhere to the system’s instructions.
Make a payment by Mail
Credit Card Payment Address
Mercury Card Services
P.O. Box 70168
Philadelphia, PA 19176-0168
How to Avoid Late Fees for Mercury Card’s Late Payment?
If you routinely forget to pay with credit card fees, make sure you have the funds available in your account. You won’t ever have to worry about forgetting to pay a bill or paying it late if you do it this way.
To avoid a late fee of up to $40 with a Mercury credit card, try to send your payment by mail or online at least two to three days before the due date. It helps ensure that your payment is processed promptly. Additionally, you can sign up for the autopay feature on your Mercury credit card or alert the bank in advance.
How to activate your card?
- After you open Mercury website, click on Activate My Card link on the menu
- Fill in a little info such as Your new card number, your last SSN, and DOB.
- Click Proceed.
- After the information verified, it’s complete!
Activate Your Mercury Credit Card Reservation
- On the mercurycards.com homepage, tap My Application
- Click Reservation Code
- On the next page, enter your Reservation code and last 4 digits of your SSN
- Tap Submit button then.
If you don’t have a Reservation Code, click the link below Submit.
- On Pre-Approved page, enter your last name, your SSN, and Zip code.
- Click Submit button then
Contact Credit Card Customer Serivices

Customer service number
- Payment by Phone/Customer Service: 866-686-2158.
- Activate Customer Service: 1-844-303-5355.
- Website/Mobile App Support: 833-766-4844.
- New Application Assistance: 833-766-4844.
- International Collect number: 1-706-494-5025.
- Voice Authorization: 800-944-1111.
- Merchant Services: 800-846-4472 ext. 1801.
- Technical Support: 800-846-4472 ext. 1818.
Credit Card Payment Address
Mercury Card Services
P.O. Box 70168
Philadelphia, PA 19176-0168
FAQs about Mercury Card
Is obtaining a Mercury Mastercard difficult?
Whatever depends. You are likely to be approved for the card if you have a sizable card balance. But because the Mercury Card is by invitation only, you might not be accepted if your credit is bad (less than 550).
Anyone wishing to build credit or earn points on regular purchases can consider the Mercury Mastercard as a great alternative.
What Is a Mercury Card’s Credit Limit?
Your card’s settings allow you to set monthly limitations. Setting a monthly spending limit can be helpful if you want to make the most of a deal or have an urgent need to make a purchase.
However, keep in mind that using your Mercury Card excessively could result in fines or other consequences.
Can I use my Mercury Credit Card at an ATM?
Undoubtedly, you can use an ATM with your Mercury Credit Card. Only the cash advance option, though, can be advantageous to you. Here’s how it’s done:
- To obtain a PIN, first contact customer care at 866-686-2158.
- At the ATM, insert the card, enter your PIN number, and select Cash Advance.
- Now, input the amount you want to withdraw while bearing in mind the cap.
You might need to utilize another means, like a debit card, if you want to withdraw more money than your limit allows.
Conclusion
If you have a Mercury Credit Card, you will understand how important it is to be able to login to your account online. Using online services are so simple and convenient. With a few clicks, you can check your balance, view past transactions, and pay online. If you have questions, please comment below!
So, will you become a Mecury user? Census Outreach believes that this article will be useful to those of you who frequently use your Merrick Bank account for its convenience.
Explore more: Avant Credit Card Login

Blake Monsoor has had a bank card collection since his college days. That is why he researched, compared, and understood how to use online banks, as well as the benefits and drawbacks of the bank’s cards.
his point of view, his contribution will help you better understand how to use a bank card or choose the right one for you.
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