BJ’s Credit Card Login & Payment Instructions – Comenity
BJ’s Credit Card Login & Payment Instructions – Comenity. If you are wondering how to login into your BJ’s Credit Card account, you’ve come to the right place. This post will meet your requirements about it. Additionally, we will show you how to register, recover your account, make a payment, contact customer service, and some information about BJ’s Credit Card.
Just stay tuned to know more details about this credit card!
What is BJ’s Perks Credit Card?
BJ’s and Comenity Capital Bank formed a cooperation in order to provide credit cards to all BJ’s consumers. With this credit card, users can get cash back on all of their purchases. Comenity Bank manages all credit card accounts, and Comenity will approve new accounts in accordance with the eligibility requirements it has established.
In collaboration with BJ’s Wholesale Club, Comenity Bank offers a credit card bearing the store’s name called the BJ’s Credit Card. The card advertises 5% rewards on the majority of BJ’s transactions as well as 10 cents per gallon off the gas at BJ’s gas stations.

By enabling access to statements and the opportunity to schedule payments, registering for online access to your BJ’s credit card account can facilitate easy account administration. You can access your account online at the BJ’s Credit Card Account Center if you have a BJ’s Mastercard or BJ’s World Mastercard.
You can create a BJ’s credit card login and retrieve your login details if you lose them by following the instructions below.
Best features of BJ’s Card
- Join the My BJ’s Perks program to receive rewards for each purchase.
- Every $10 in points can be applied to a purchase or online transaction.
- Please redeem your prize within six months of the date of issue because the award has a six-month validity period.
- Benefits of using a Mastercard include no liability for fraudulent transactions.
- Use your Mastercard anywhere to pay bills, make purchases, and more.
- There is no yearly charge.
- Within 7 to 10 business days electronically, new BJ’s Perks Plus Credit Card and BJ’s Perks Elite Credit Card clients will receive a $40 and $80 award offer.
Some requirements for accessing to BJ’s Credit Card account
- If you want to apply for a BJ’s credit card and don’t already have one, just follow the guidelines in this page. You can only log in after that.
- Before you begin the login process, verify that your computer is running reliable internet security software, such as Avast Internet Security.Currently, using a website or an app to sign in are your two main alternatives. A computer, tablet, smartphone, or other device with internet connectivity is required for these two methods.
How to Login to Your Online Comenity BJ’s Credit Card?
BJ’s Comenity Login (BJ’s Mastercard Login)
- Step 1: Navigate to the homepage of Comenity BJ’s credit card at https://c.comenity.net/ac/bjs/.
- Step 2: Click the “Sign In” button and a box will appear on your screen.
- Step 3: Enter your Username and Password. Then click the “Sign In” button to get access to your BJ’s Credit Card account.
BJ’s official website Login
- Step 1: Get access to BJ’s login page at https://www.bjs.com/signIn.
Click sign in button to move on to the login page of BJ’s - Step 2: Enter your email address and password. After that, press “SIGN IN” to login into your BJ’s account.
Type your username and password to login BJ’s Credit Card account
These steps are so simple, right? Just follow it to log in to your account!

Recover your username/password on BJ’s Credit Card Account
If you can’t remember your BJ’s Credit Card login account, just follow these steps:
- Step 1: Visit the login page of the Comenity Venus Credit Card by entering the provided link: https://c.comenity.net/ac/bjs/.
- Step 2: Click the “Sign In” button and a box will appear on your screen.
- Step 3: On this box, click “Forgot Username / Password?” to navigate to the Forgot Username or Password? section.
- Step 4: Enter your Account Number or Username, ZIP Code, or Postal Code, and choose your Identification Type. Then fill in your Last Four Digits of SSN or Last Four Digits of SIN, or Alternate Identification Number.
- Step 5: After that, click “Find My Account” and follow the next prompts on the website to recover your BJ’s credit card account.

How to Sign up for your BJ’s Credit Card online account?
Through the online portal of Comenity Capital Bank, you can access the BJ’s Credit Card Account Center. The BJ’s Mastercard and BJ’s World Mastercard are issued by Comenity.
Before logging into your BJ’s credit card account online, you must register. To register and set up your login credentials, you will want the number on your BJ’s credit card. Although Comenity Bank does not offer a BJ’s credit card mobile app, you can register for an account on any computer or mobile device.
The steps to register a new BJ’s Credit Card account is simple and easy to follow. The instructions are as follows:
- Step 1: Click the following link: https://c.comenity.net/ac/bjs/ to access the Venus credit card login page.
- Step 2: And from the credit card page, click the “Register Now” button to redirect to the Register for Online Access section.
Move on to the register page of BJ’s Credit Card account - Step 3: Enter your Account Number or Username, ZIP Code, or Postal Code, and choose your Identification Type. Then fill in your Last Four Digits of SSN or Last Four Digits of SIN, or Alternate Identification Number.
Type your information account to create your new account - Step 4: After that, click “Find My Account” and follow the next prompts on the website to register a new BJ’s credit card account.
Once you’ve established a username and password, you may start. Now that you have logged in, you can manage your account
How can I activate my Mastercard with BJ’s Perks?
Your new credit card can now be activated online. Please review the steps below.
- Check out the BJ’s Comenity account page.
- To begin the activation process, select the menu item Activate card.
- Additionally, users can go directly to the activation page at https://comenity.net/bjs/activate.
- On the following page, you’ll find a form for activating your account. Input the last four digits of your SSN or SIN, your ZIP code,
- your Credit Card Account Number, and the Expiration Date.
- Following the completion of all fields, click the Continue button. Instantaneously, your credit card will be activated.
Activating Phone
Customers can also phone the customer care number to activate their credit cards. Call 1-855-816-2424 and provide your credit card information to instantly activate your card online and use the exclusive services available to members only.
How to Apply for BJ’s Credit Card Online Account?

Any consumer can submit their online applications by going to BJ’s website. Before requesting a credit card, please read the terms and restrictions. To view the agreement file, click the link for the BJ’s Credit Card.
Only those who have registered on the official website and who are BJ’s members are eligible to apply for new credit cards. Please review the below-listed online application procedure.
- Step 1: Online applications for BJ can be submitted at https://www.bjs.com/cobranded/perksLanding.
- Step 2: When you click the Apply Now button, a web form with a space for you to confirm your BJ membership will display on the following screen.
- Step 3: A membership number, first and last name, and the Continue button must be entered. You will be routed to an online application after validation.
- Step 4: To submit your application for Comenity’s consideration, please fill it out completely.
- Step 5: Your credit card application will be verified by Comenity Bank, and if approved, you will be sent a new BJ’s Mastercard.
Your credit card application will be verified by Comenity Capital Bank, and if approved, you will receive a brand-new BJ’s Mastercard.
Getting a credit card from BJ: The official website does not have a pre-qualify check feature. You must submit a complete application.
How to make a payment for BJ’s Credit Card?
Customers have a variety of payment choices from Comenity Capital Bank. Customers have a variety of options for paying their BJ’s Mastercard bill. Details are provided below.
Make a payment online
Please follow the instructions below.
- Using your username and password, visit the official BJ’s Comenity account website and sign in.
- You will arrive at a user dashboard page after logging in where you can access various online account features.
from your dashboard, navigate to the Payments area. - Make your payment by entering the payment information (amount, account, date, etc.) in the payment choices.
- A checking account must be added as a payment account.
- Additionally, you are able to plan your payment for up to 30 days in advance.
Make a payment by phone
Some clients may rather call over the phone than use the online options. Customers can pay their credit card bills over the phone by dialing Comenity Capital Bank’s customer service line at 1-855-269-1622.
Customers can pay their invoices through the automated dialing system. For the phone payment, a checking account number and routing number are necessary, so be prepared with them. This is how:
- Step 1: On the back of your credit card, there is a customer support phone number.
- Step 2: Enter your 16-digit credit card number when requested.
- Step 3: After that, you will be prompted to confirm your identification by giving your name, address, and birthdate.
- Step 4: After your identity has been confirmed, you will have the choice to pay by phone.
- Step 5: To complete your payment, follow the instructions.
Make a payment by mail
Cardholders can also send a Mail for the payment of their credit card bill. The mail address is written below.
Comenity Capital Bank,
P.O. Box 650966,
Dallas, TX 75265-0966
Please double check the address and read the other mail-related instructions since the mail address is also listed on the monthly payment statement.
If you have a BJ’s credit card, you might be asking how to send a check to pay your account. Here is a step-by-step manual to assist you:
- Step 1: Gather your BJ’s credit card statement, and get an envelope.
- Step 2: Make a cheque or money order payable to BJ’s Wholesale Club for the full amount you owe.
- Step 3: The check or money order must include your BJ’s credit card account number.
- Step 4: Place the check in the package. Write your account number, followed by the payment amount (for instance, “1234 $50”), on the back of the envelope.
- Step 5: Send your payment by mail to Capital Bank at Dallas, TX 75265-0966 PO Box 650966.
Within 5-7 business days, your payment will be processed and added to your account. So, give yourself plenty of time to get it to BJ’s before the deadline to avoid paying a late fee.
Make a payment easy pay
Customers can use Comenity Capital Bank’s EasyPay service. Customers can pay their credit card bills online by using the Easy Pay feature. Customers can access an online form by going to the Comenity BJ’s Easy Pay website (as shown below).
- Step 1: Go to the login page for BJ’s Credit card payments.
- Step 2: Find the EasyPay banner at the top of the page. Select “EasyPay” from the menu.
- Step 3: Key in the last four digits of your Social Security number, your ZIP code, and the credit card account number. Click “Find My Account” after that.
- Step 4: Enter the information for your bank account and follow the on-screen instructions to finish the payment.
Setup Autopay
When you connect into your online account, the payment section has options for automatic payments. You can set up automatic payments, which automatically deduct the required monthly statement due amount from your bank account on the due date each month. Once the automatic payment is set up, you don’t need to remember when it’s due.
Note: To prevent any late fees, please try to send your payment to Comenity Capital Bank before 5 p.m. on the due day. Payment will be posted the following business day after 5 o’clock.
How To Prevent Late Fees?
On your BJ’s credit card, there are a few ways you can avoid late penalties, which is good news because nobody loves to pay them.
- First and foremost, pay your bill promptly. If you aren’t charged within the first six months of billing, your fee will be $30. The price remains $41 in all other cases.
- If you can, set up automatic payments so that you won’t have to worry about forgetting to make them.
- Call customer care as soon as you can and explain the situation if you miss a payment. They might be able to help you avoid the late fee.
- Keep your balance low to avoid paying interest, final tip. The easiest method to do this is to pay off your card each month, but if you can’t, make sure you at least pay more than the minimum amount.
You may keep your finances in order and prevent late penalties on your BJ’s credit card by paying attention to these suggestions.
How to cancel my BJ’s Credit Card?
Prior to downgrading your membership, you must first cancel your My BJ’s Perks MasterCard by calling the bank (855-269-1622). When the card is closed, the bank will let BJ’s know, and your membership will be auto downgraded to the level of your prior membership.
Customer services for BJ’s Credit Card account

If you are having problems or have questions regarding your credit card, contact support using the listed phone numbers and mailing address.
Contact by phone
- The BJ’s credit card customer service phone number to call is 844-271-2535 (for the BJ’s Perks Elite Mastercard) or 855-269-1622 (for the BJ’s Perks Plus Mastercard).
- BJ’s Perks Mastercard 1-855-269-1622
- BJ’s Perks World Mastercard 1-844-271-2535
- TDD/TTY 1-888-819-1918
Customers can pay their invoices through the automated dialing system. For the phone payment, a checking account number and routing number are necessary, so be prepared with them.
Contact by mail
Credit Card Payment Address
BJ’s MasterCard
P.O. Box 659834
San Antonio, TX, 78265-9134
Please double check the address and read the other mail-related instructions since the mail address is also listed on the monthly payment statement.
FAQs about BJ’s Credit Card
How can I pay my BJ’s credit card bill?
You can make your payment in a number of ways: Visit comenity.net/BJs (Consumer) or comenity.net/BJsbusiness to make an online payment (Business Members). Send money to Comenity Capital Bank via postal mail at P.O. Box 650966, Dallas, TX 75265-0966.
Customers have a variety of payment choices from Comenity Capital Bank. Customers have a variety of options for paying their BJ’s Mastercard bill. Details are provided below.
How to Get in Touch with BJ’s Credit Card Support?
If you are having problems or have questions regarding your credit card, contact support using the listed phone numbers and mailing address. You can get in touch with customer service in the following ways if you have inquiries about your BJ’s credit card account:
For BJ’s Mastercard customer service, dial 1-855-269-1622, or for BJ’s World Mastercard, dial 1-844-271-2535.
Through the BJ’s Credit Card Account Center, send a secure message.
Comenity Bank, PO Box 183003, Columbus, OH 43218-3003 is the address for correspondence.
Is my BJ’s card available online?
Only Members are eligible for the benefits of Membership, including the usage of Membership Cards in our Clubs. Members of BJ’s Online AccessSM are not provided membership cards. All Membership Cards are still BJ’s property.
You can find all the information you need about your BJ’s Credit Card account in this post. In order to accomplish this, you can log in, recover, register, or contact BJ’s Credit Card Customer Service as well as make a payment. In order to help and save you some time, several FAQs have also been addressed.
We appreciate you reading the content. Census Outreach believes that this article will be useful to those of you who frequently use your BJ’s Credit Card account for its convenience.
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Blake Monsoor has had a bank card collection since his college days. That is why he researched, compared, and understood how to use online banks, as well as the benefits and drawbacks of the bank’s cards.
his point of view, his contribution will help you better understand how to use a bank card or choose the right one for you.
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